Residential Loans

As a first-home buyer, it can feel like a challenge to get on the property ladder. While cash-only purchases are possible, they are often out of reach for the average first-time home buyer.

A mortgage can help you to take your first step into the property market. The terms of a home loan can depend on your personal circumstances, including your employment status and credit history. When taking out a home loan, the borrower will normally pay a certain rate of interest on the amount borrowed. This should be taken into account when considering the amount you apply for. With Mammoth Loans, you can expect the best bespoke advice and support when you are seeking a mortgage.

We will assess your finances and requirements, helping you to get the right mortgage amount and repayment terms for you. Get in touch with our industry experts and book an appointment so you can find your ideal first home.

The best mortgage today might not be the right mortgage for you in the future. If you find that your interest rate is no longer favourable, then Mammoth Loans can help you to find the right refinancing option.

Refinancing allows you to replace your existing mortgage with a new mortgage that will usually have better interest rates or repayment terms. For example, you may want a more flexible mortgage, or to access a new deal. This can save you money and help you to repay your mortgage more quickly. However, refinancing isn’t right for everyone, so you need expert guidance.

Mammoth Loans has a finger on the pulse of the mortgage market, so you can rely on us to support you in finding the most competitive refinancing option for your needs. Book an appointment with Mammoth Loans so that we can see whether refinancing is right for you.